Where can I withdraw money?
With the development of banking and the Internet, plastic cards began to appear in the world, as well as cryptocurrencies and virtual bill payment systems. Today, thanks to this, every person has a huge choice of banking systems to which he can receive a salary, transfer money and with which he can pay bills.
However, different systems have different options for withdrawing cash, which can be difficult for new customers and users of the system to understand.
Let us consider in more detail where you can withdraw cash in different banking systems and services.
Where can I withdraw cash from ordinary banks
After you have received a plastic card of your bank and an account to which money will come from salaries or other sources, you need to understand how to withdraw this money. Currently, conventional banks have two standard ways of withdrawing money:
- Cash withdrawals at ATMs.
- Receipt of cash at bank offices.
Let us consider these two methods in more detail.
ATM cash withdrawal
In this case, you just need to find the nearest ATM of your bank. If you have a Sberbank card, then you need to find an ATM of Sberbank in order to withdraw cash without a fee. You can also use any other ATM of any bank, however, you may be charged a fee for the transfer and withdrawal of funds. The commission may be substantial. But nowadays in Russia you can often withdraw money from an ATM of another bank without a fee. Abroad, ATMs can have a decent commission for operations.
To withdraw money from an ATM, you must:
- Know your PIN and enter it when prompted.
- Click on the item "Withdrawal", enter the required amount and confirm the withdrawal. In advance, you can also find out the current balance of your account in the ATM menu. But after that you will have to enter the pin code again.
- Pick up the card and cash.
This way you can withdraw money from an ATM.
Getting cash at the bank
In this case, you can come to the branch of your bank and ask to withdraw money from your account directly. Usually they act in such a way if they have lost their plastic card or cannot find the nearest ATM.
To withdraw money you need a card or account number, as well as an account holder's passport.
Cash withdrawals from Yandex.Money, WebMoney and Kiwi
Nowadays, cryptocurrencies and alternative banks are in constant use. However, withdrawing money from these services is not as easy as it may seem.
If this is a well-known cryptocurrency like Yandex.nedeg, WebMoney and Qiwi, then for removal you will need to order first their type of credit card, which will be tied to Visa or Mastercard. Thanks to such a card, it will be possible to withdraw money at any ATM that accepts Visa and MasterCard. However, these services have a percentage of commission for renting. For example, Yandex.Money will request 3% + 15 rubles for renting at any ATM.
There are also alternative new banks like Svyaznoy Bank. In this case, Svyaznoy Bank allows you to withdraw cash at any ATM without a fee in the amount of three thousand rubles.
Despite the commission, such virtual banks make it easier to buy online at any store, as well as pay bills.
You can also withdraw funds from virtual currencies to a real ordinary account at any bank. But there will also be a commission for the operation.
If you often use ATMs, you should always take precautions against fraudsters who always want to cash in on your bank account. Nowadays, despite all the modern protection technologies, there are still people who steal your card data. Therefore, it is so important to approach withdrawing money at an ATM wisely.
First, you need to pay attention to the device ATM and its surrounding space. Sometimes scammers attach video cameras to ATMs in order to view your pin-code, or even readers to a plastic card receiving slot. The reader can get your card details in order to access your account via the Internet.
To avoid this, you should pay attention to the slot for a plastic card. If it is different in color or some other signs from the rest of the ATM, then this is a sure sign of a reader and it is better to use another ATM. It is also advisable to call a support service to eliminate the alien device.
Also, fraudsters often use the invoice keyboard, which transmits data from clicking on the attacker's receiver.Thanks to this, fraudsters will recognize your pin-code and then can recreate a copy of your card to withdraw funds from your account.
You must always be careful and vigilant when using an ATM. It is worth choosing ATMs near banks, where there are cameras. Also, do not tell your PIN code to anyone else. Only you and possibly some relatives should know him.